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224 Leeward Way , Ottawa, IL 61350.
Experience the charm of coastal-inspired living in this beautifully designed Cape Cod cottage, perfectly positioned on the marina at Heritage Harbor with direct access to the Illinois River. Every inch of this home has been intentionally crafted to maximize both indoor comfort and outdoor enjoyment. From the moment you arrive, you'll appreciate the seamless blend of relaxation and functionality. Multiple outdoor living spaces create the ultimate retreat-featuring a custom paver patio with gas firepit, also gas line for grilling, front patio, a screened-in deck for bug-free evenings, and private upper-level escapes. The primary suite offers vaulted ceilings and its own private deck overlooking the marina, while the guest bedroom also features vaulted ceilings and a private balcony with scenic river views. Inside, the great room is filled with natural light, gas fireplace for cooler evenings and flows effortlessly through sliding glass doors to the screened porch, extending your living space. The kitchen is both stylish and efficient with quartz countertops, Bosch appliances, and a built-in banquet dining area designed for gathering and entertaining. Luxury vinyl plank flooring runs throughout, offering durability with a clean, modern aesthetic. Additional features include a lockable owner's closet, a generous 440 square feet of 6-foot-high storage space, tankless water heater, and thoughtfully integrated upgrades throughout. Located just steps from Heritage Harbor's marina, on-site restaurant, walking paths, pickleball courts, dog park, and live entertainment, this home offers a true resort-style experience. Plus, you're only 15 minutes from Starved Rock State Park, making it the perfect base for both relaxation and adventure. This is more than a cottage-it's a lifestyle on the water.
MLS ID: 12627070
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224 Leeward Way , Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $459,000 | $459,000 | $459,000 |
| Down Payment | $91,800 | $16,065 | $114,750 |
| Monthly Mortgage Amount | $2,172 | $2,702 | $2,790 |
| Taxes | $639 | $639 | $639 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $202 | $0 |
| Monthly Estimated Total | $2,945 | $3,677 | $3,563 |