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220 Hickory Nut Grove Lane, Cary, IL 60013.
NOT IN FLOOD ZONE. Welcome to a lifestyle that most people only dream about. Sitting directly on the Lower Fox River, this 4-bedroom, 2-bath riverfront home offers the perfect blend of everyday living, outdoor adventure, and a place to truly slow down and enjoy where you live. Imagine starting your morning with coffee overlooking the water, spending summer afternoons on the river, and ending the day on one of your two decks listening to the sounds of the water. This isnt just a home, it's a way of life. Inside, the approximately 2,061 sq ft home has been thoughtfully updated over the years, making it easy to move in and enjoy. The main level features two bedrooms, a full bathroom, a beautifully remodeled kitchen with quartz countertops, updated LVP flooring throughout, and a refreshed living room. Upstairs youll find two additional bedrooms, a full bathroom that was remodeled in 2024, and new LVP flooring throughout. The English basement offers additional partially finished space with 8-foot ceilings, plus a bonus room that could easily be used as a home office, gym, den, or additional sleeping space. Plumbing is already in place for a future bathroom. And then there is the river. Step outside and youll find two levels of deck space overlooking the water, including the upper deck directly off the primary bedroom. The permanent pier makes getting out on the river easy, whether youre boating, fishing, kayaking, or simply enjoying a summer afternoon by the water all WITHOUT being in a flood zone. The dock boards were replaced with composite boards in 2023, and the property has been cared for with updates including gutter guards, serviced trees, driveway improvements, and seal coating. Additional improvements include a new washer and dryer, refrigerator, radon mitigation system, and asphalt driveway in 2020; water filtration system in 2021; new water heater in 2024; and a remodeled first-floor bathroom in 2026. The septic system has also been recently maintained. Located in Cary with Cary schools, this is your opportunity to own a true riverfront retreat without giving up the convenience of being close to town. Bring the boat, the kayak, the fishing poles, and your favorite people. Life on the Fox River is waiting. Be sure to click additional information for a full list of updates!
MLS ID: 12740746
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220 Hickory Nut Grove Lane, Cary, IL 60013.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $649,000 | $649,000 | $649,000 |
| Down Payment | $129,800 | $22,715 | $162,250 |
| Monthly Mortgage Amount | $3,282 | $4,028 | $4,075 |
| Taxes | $903 | $903 | $903 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $286 | $0 |
| Monthly Estimated Total | $4,374 | $5,406 | $5,167 |
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