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123 W Saint Paul Street , Spring Valley, IL 61362.
Nestled in the heart of downtown Spring Valley, this versatile multi-unit commercial property offers over 5,000 square feet of adaptable space. The upstairs residential unit features four bedrooms and one bath, ideal for rental income. The ground floor, previously a pawn shop, is a flexible commercial space ready for a boutique, office, or retail use. Additional highlights include a custom mural on the front, major electrical upgrades, and an extra adjacent lot with ample outdoor space. Located in a prime commercial district, this property is a fantastic opportunity. Contact the listing agent for a full list of all upgrades.
MLS ID: 12624254
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123 W Saint Paul Street , Spring Valley, IL 61362.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $199,999 | $199,999 | $199,999 |
| Down Payment | $40,000 | $7,000 | $50,000 |
| Monthly Mortgage Amount | $946 | $1,177 | $1,216 |
| Taxes | $278 | $278 | $278 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $88 | $0 |
| Monthly Estimated Total | $1,324 | $1,643 | $1,594 |